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I agree but in a broader sense suspect that you may be off because the ultimate effects of the worst case scenario may be very beneficial for most countries and most people within most countries in Africa.

The planetary unified economic regime that seemingly all of Africa is for the most part locked into suppresses development.

But America was protectionist during its entire development phase. Also, its was internally trade illiberal, it had interstate/local protectionism and semi-fragmented internal capital markets. China from the 1980s until now (or at least recently, Xi et al. have been trying to change this) also had protectionism outwardly, and also had internal local trade protectionism and semi-fragmented capital markets

A big example (just one of several!), and one that is very relevant to the current talk among some that Africa should have a common currency, is that the US did not get an internal common currency until also 150 years after its creation, while the Constitution gave the power to coin money and regulate its value in 1789, it is still the case that a common currency within the USA didnt come for much longer. For most of the 19th century, the U.S. had a decentralized system where individual banks issued their own banknotes (once developed, we had thousand of currencies!), then the National Banking Acts (1863–64) significantly lessened them (largely through a t10% tax on them, but the NB’s currencies were also to an extent diff currencies) and then the Federal Reserve system in 1913 soon brought in a uniform national currency

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